


We are a national law firm and we handle claims across the United States against all Long-Term Disability insurance companies, including Cigna, Unum, Hartford, Standard, Aetna, Sun Life, Liberty Life, MetLife, AIG (American General Life and Accident Insurance Company), American Fidelity Assurance Company, American United Life Insurance Company / OneAmerica, Ameritas, Aon Hewitt Absence Management LLC (a “third-party” claims administrator for insurance companies), Assurant, Assurity Life Insurance Company, AXA Equitable Life Insurance Company, Berkshire Life Insurance Company, Boston Mutual Life Insurance Company, Broadspire (a “third-party” claim administrator for insurance companies), Colonial Life & Accident Insurance Company, Companion Life Insurance Company, Dearborn National / Fort Dearborn DMS (Disability Management Services) (a “third-party” claim administrator for insurance companies), Disability Reinsurance Management Services, Inc. We also handle lawsuits if and when the insurance company continues to deny appeals. We assist claimants in filing an appeal letter when their LTD claim has been wrongfully denied by an insurance company. If you or a loved one has received a denial letter, you should take immediate action to protect your rights.

You typically only have a short deadline to file an appeal. Unfortunately, many of these claims are shockingly and improperly denied by the insurance company. If you've been injured or become ill and can't work, you may have long-term disability insurance benefits through your employer. The Ortiz Law Firm handles long term disability insurance claims.
